Join a Challenger

Being a traditional bank just isn’t our thing. We are big believers in innovating the banking experience
because we believe Canadians deserve better options, and we challenge ourselves and our teams to
creatively transform what’s possible in banking. Our team is made up of inquisitive and agile minds
that find smarter ways of doing things. If you’re not afraid of taking on big challenges and redefining
the future, you belong with us. You’ll get to work with people who will encourage you to reach new
heights. We like to keep things fun, ask questions and learn together.

We are a big (and growing!) family. Overall we serve more than 670,000 people across Canada
through Equitable Bank, Canada's Challenger Bank™, and have been around for more than 50 years.
Equitable Bank's wholly-owned subsidiary, Concentra Bank, supports credit unions across Canada
that serve more than six million members. Together we have over $125 billion in combined assets
under management and administration, with a clear mandate to drive change in Canadian banking to
enrich people's lives. Our customers have named our EQ Bank digital platform (eqbank.ca) one of
the top banks in Canada on the Forbes World's Best Banks list since 2021.

The Work

Join our vibrant and forward-thinking commercial team as a Commercial Mortgage Underwriter! In
this dynamic role, you'll be at the forefront of underwriting both CMHC-insured and conventional
commercial mortgages. You'll navigate established policies and underwriting standards with
creativity and precision, ensuring compliance while driving towards ambitious service goals and
annual targets. Beyond underwriting, you'll engage in credit-related tasks, administrative
responsibilities, and build strong networks with external business partners and internal teams.

The Core Responsibilities!

Innovative Underwriting and Analysis (60%): Dive into the exciting world of commercial credit
facilities, underwriting loans ranging from $2.5 million to $150 million. Your keen eye for
detail and innovative approach will ensure compliance with lending guidelines, while your
recommendations will shape the future of our business. You'll ensure all lending criteria are
met, and documentation is handled swiftly and efficiently

Dynamic Communication and Coordination (20%): Be the linchpin in our communication
network, liaising daily with external partners and internal teams. Your ability to streamline
processes and deliver exceptional customer service will be key to meeting funding deadlines
and exceeding expectations

Efficient Time Management (10%): Master the art of time management, juggling multiple
deals and ensuring all tasks are completed within prescribed deadlines. Your organizational
skills will keep the workflow smooth and efficient

Strategic Administrative and Reporting Duties (10%): Take on crucial administrative and
reporting tasks that support the department and company. Your insights and reports will be
invaluable to Senior Management, driving strategic decisions and growth

Let's Talk About You!

Bilingualism is a plus

Proven underwriting skills with 4-5 years of commercial mortgage experience

A track record of service excellence in the field

Post-secondary education (diploma/degree) preferred, ideally in business or finance

Proficiency in MS Office (Word and Excel)

Strong analytical and problem-solving abilities

A sharp business sense and deep technical knowledge of secured lending and the
commercial mortgage market

Exceptional organizational skills and the ability to manage multiple priorities

Excellent time management skills

Outstanding communication skills, both oral and written

Enthusiasm for attending industry-related events and staying ahead of market trends